Jenna McMahon | 

Everything We Know About Lowe's Free Rewards Program

The Krazy Coupon Lady is an ad-supported service. Many offers on our site contain affiliate links, and we may earn a small commission if you make a purchase using them. Some posts are sponsored by the maker of the product, and we receive a fee for the post. See our full advertiser disclosure.

We had been waiting for Lowe's to roll out a free loyalty program for a while — and our wishes finally came true. Now, MyLowe's Rewards makes it a little easier to save more any time you shop for Lowe's deals.

Paying full price isn't the best option for homeowners with big projects planned. And MyLowe's Rewards is just one of the money-saving Lowe's hacks you can leverage for better deals.

If earning points on every purchase and stacking more savings at Lowe's sounds good to you, learn about the MyLowe's Rewards program and how to maximize your benefits with monthly freebies and coupons, plus free shipping and easy points boosters.

For more smart shopping tips and savings hacks, download the KCL app or text HACKS to 57299.

What is MyLowe's Rewards?

lowes-free-annual-flowers-plants-mothers-day-garden-center-01

MyLowe's Rewards (sign up online for free) is Lowe's free loyalty program for homeowners and DIY enthusiasts. Any shopper can join and access a variety of free benefits like free standard shipping and member-only offers, such as their Mother's Day flower giveaway and Lowe's fall flower giveaway. But the main purpose of MyLowe's Rewards is to earn points toward free Lowe's coupons (aka MyLowe's Money).

For every 1,000 points you earn shopping at Lowe's, you'll earn $5 in MyLowe's Money. That means you'll earn 0.5% back in rewards on your Lowe's purchases. Compared to other free loyalty programs (which can give you up to 5% back in store rewards), this isn't a jaw dropper. But still, Lowe's program is free to join.

MyLowe's Rewards Benefits

MyLowe's Rewards is free to join, but the more you spend at Lowe's annually, the more benefits you'll unlock through the program. Either way, members get a $5 Lowe's coupon to use on their next purchase of $50 or more just for joining. You also get freebies (like one free sample of paint or stain) and other offers (like $1 off select light bulbs) in your MyLowe's Rewards account each month. These offers aren't personalized and are available to all members.

MyLowe's Membership Tiers

MyLowe’s Rewards Benefits

There are three membership Tiers: Bronze Key, Silver Key, and Gold Key. Everyone starts off as a Bronze Key member, which is for shoppers who spend between $0 and $499 at Lowe's each year.

According to the fine print on their Terms and Conditions page, your status is based on how much you spend between Jan. 1 - Dec. 31 each year.

In a normal year, I wouldn't make it past Bronze Key status. But as a new homeowner with big projects on my wishlist, Silver Key isn't such a big stretch.

Bronze Key Status

Bronze Key members spend $0 - $499 annually and get all this:

  • 1 point per $1 spent at Lowe's

  • Free standard shipping ($35 order minimum)

  • Exclusive offers

  • Points boosters

Silver Key Status

Silver Key members spend $500 - $1,999 annually and get these:

  • 1.25 points per $1 spent at Lowe's

  • Free standard shipping (no order minimum)

  • Exclusive offers

  • Points boosters

Gold Key Status

Gold Key members spend $2,000 or more annually and get the following:

  • 1.5 points per $1 spent at Lowe's

  • Free standard shipping (no order minimum)

  • Exclusive offers

  • Points boosters

How to Use MyLowe's Rewards

  1. Join: To get started with MyLowe's Rewards, sign up online for free. If you already have a personal account with Lowe's, choose the "Sign In" option instead of creating a new account.

  2. Use Your Welcome Coupon: Lowe's emailed me a coupon for $5 off $50 about two weeks after I joined MyLowe's Rewards. The coupon was valid for 30 days, redeemable online or in stores. If you open the email on mobile, you can add the coupon right to your iPhone wallet.

  3. Shop and Earn: Make purchases online and in store through your MyLowe's account to earn points toward rewards (1,000 points = $5 in MyLowe's Money). Sign in to your MyLowe's account to earn points online or scan your MyLowe's ID in the app when you check out in store.

  4. Redeem Rewards: Once you earn 1,000 points, $5 in MyLowe's Money is added to your account. Redeem it on purchases in store, online, or in the Lowe's app within 60 days (limit five per transaction).

Maximizing Your MyLowe's Rewards Benefits

my-lowes-rewards-program-coupon-offer-email-phone-placeit

MyLowe's Rewards is free to join, but the more you spend at Lowe's annually, the more benefits you'll unlock through the program. Here’s a breakdown of some of the key perks:

$5 Sign-Up Offer

New members receive a $5 Lowe's coupon after signing up. This welcome coupon typically arrives via email within two weeks of joining and is valid for 30 days. Use it on a purchase of $50 or more, either online or in stores.

Check Your App for Monthly Offers

Lowe's drops a set of exclusive deals in your MyLowe's Rewards account on a monthly basis for all Rewards members. Check your wallet in the Lowe’s app for deals, which can include $5 coupons, free samples (like paint or stain), and discounts on select items, such as $1 off light bulbs. These offers are available to all members.

Look for Email Coupons

Lowe's also sends free $5 coupons to rewards members by email. While you’ll get one when you first sign up, you may receive additional coupons periodically. I got mine about two weeks after joining, but the program is still pretty new.

Always Use Your MyLowe's Account

Remember to shop through your MyLowe's account, so you don’t miss out on points. Verify your membership at checkout or log in when shopping online to make sure you’re earning rewards.

Complete Points Boosters

Earn extra points by completing simple tasks in your MyLowe's Rewards dashboard. These boosters may include filling out profile information or answering quick questions about your shopping preferences.

MyLowe's Rewards FAQs

Is MyLowe's Rewards free?

The MyLowe's Rewards program is free for anyone to join, regardless of how much you spend at Lowe's annually.

However, the more you shop, the more free benefits you unlock as a member. If you upgrade to Silver or Gold Key status, you'll earn more points per dollar at Lowe's and get free standard shipping with no minimums.

How is MyLowe's Rewards different from MVP Pro Rewards?

MyLowe's Rewards is a loyalty program for everyday shoppers, while Lowe's MVP Pro Rewards is a loyalty program for business owners. You can actually be a member of both rewards programs if you use a separate email address for each account.

Both MyLowe's Rewards and MVP Pro Rewards are free to join and give you more benefits the more you spend annually.

Can I use MyLowe's Rewards while shopping online?

MyLowe's Rewards members can earn points and redeem MyLowe's Money in store, online, and in the Lowe's app.

Sign in to your MyLowe's account online and in the Lowe's app to earn points on your purchases. If you're shopping in store, scan your MyLowe's ID in the app at checkout, or give the phone number on your account to the cashier.

Do my rewards points expire?

The points you earn through MyLowe's Rewards only expire if you don't earn points for a full 12-month period. So you have to make at least one points-eligible purchase at Lowe's each year to keep your points active and growing.

If your account doesn't show any points-earning activity for 12 months, your points will expire.

Does MyLowe's Money expire?

MyLowe's Money expires after 60 days, starting from when it was added to your Lowe's account. If you wait longer than 60 days, your reward will expire and you won't be able to use it.

Anytime Lowe's adds $5 in MyLowe's Money to your account, you'll get an email that says how long you have to redeem it.

Is MyLowe's Rewards worth it?

As a free member of MyLowe's Rewards, you get a 0.5% rewards rate on your Lowe's purchases ($5 for every $1,000 you spend). This is lower than some of the stronger free store loyalty programs out there.

For example, Kohl's offers a 5% rewards rate ($5 for every $100 you spend), and Dick's Sporting Goods offers a 3% rewards rate ($10 for every $300 you spend).

But even though earnings are slow, it's free to be a MyLowe's Rewards member. You get a lower free shipping minimum just for joining ($35 versus $45) and other free benefits like exclusive offers and member-only gifts.

So you don't have anything to lose by signing up. And the more you shop, the more valuable your benefits get.

Related Reading: